If you have debt, you’re not alone. The average American has $90,460 in debt, yet many people feel shame about things like carrying a balance on a credit card. Instead of beating yourself up for your financial past, which can be counterproductive, why not focus on taking charge of your financial future?
There are plenty of personal finance TikTokers who provide accessible advice and daily tips to make budgeting and paying down debt feel empowering – fun, even. Here are seven accounts to follow on TikTok for a boost of inspiration on your debt-free journey.
Tori Dunlap aims to empower women to raise their net worth and become debt-free. From sharing job interviews and salary negotiation tips to teaching you about the benefits of opening a High Yield Savings Account (HYSA), her advice is all about helping you increase your earning potential while making savvy financial decisions. Sounds like a good plan, right?
“Helping you live a better life on any budget” is The Financial Diet’s motto. The word diet usually conjures images of restriction, but this account is all about using budgeting to enjoy life more, not less. Watch videos filled with practical hacks such as budget allocation methods to make the most of your money.
Allison Baggerly makes budgeting easy by sharing real-life examples of what budgets can look like for different people in different states. Whether you’re a recent college grad or a millennial parent looking to buy a home, you’ll find useful insights on her TikTok channel. Apply them and watch your bank account grow and your debt-free journey continue.
Mrs Dow Jones serves up financial advice with a dose of sass. What’s not to love about celeb memes mixed with advice on how to save up for Taylor Swift’s tour? You’ll get as much practical value as entertainment from this unique financial TikTok account so you can pay down your debt with a smile on your face.
There’s a reason Humphrey Yang is one of the biggest personal finance influencers. He makes topics that can feel complicated or overwhelming digestible, and you’ll learn tons about investing and making your money work for you while following him.
Milan Sing’s zone of genius is helping you save and capitalize on money through various hacks, from compensation for flight delays to lowering your internet bill. Want to make the most of tax credits? He has a tip for that. Want to know Starbucks secrets to enjoy your favorite Macchiato for less? He’s got you.
Shopping for a credit card? Want to improve your credit score? Or perhaps you need guidance while car shopping – cars can become huge money drains down the road, after all. Seth Godwin covers all these topics and more in a simple, straightforward way.